What kind of services do you provide?
We provide a full range of services to support business owners throughout the financing process, from basic pre-loan assessments to complete, white-glove application packages.
What is a complete white-glove service?
We undertake a full assessment where we review your business, your financials, the industry trends and opportunities and we’ll first and foremost tell you whether we believe you have a bankable loan. If you do, we take you through the whole process of writing a complete, compelling, thorough narrative. We make sure that we’ve dotted all the i’s and crossed all the t’s on the financial side. We find you the right banks to talk to and we present the project until we secure the best loan and terms for your business.
What's the difference between your services and a broker?
We are full consultants, we work on your behalf, to put you in a better light to get your package through at a bank. We also look at your strategic processes, your business plan and your projections to deliver a stellar and professional loan package. The bankers like it, they know us, and there’s a reputation to go along with the work.
What are the benefits of working with The Capital Masters, besides securing a loan?
There’s no way you can go through our process without becoming more savvy about your business, without being able to use this business plan to recruit, to show to stakeholders, to share with your team where you’re going, to reflect on what you’ve accomplished and what you want to do.
What kind of loans do you do?
We do commercial lending, which may include commercial mortgage products, but nothing to do with residential for example.
How long does the white-glove process take?
2-3 weeks to gather all documents and determine if you have a bankable loan. If you do, once we’ve filled out the bank’s application form and given them everything they need, federal regulation B dictates they have 30 days to decide on it. Generally, expect 10-21 days to be in underwriting. Once it comes out of underwriting, if you get an approval, then it’s going to be another week to go over the documents with your attorney, your CPA or your advisors. If that’s good, then for a non real estate deal 30-45 days to close, for a real estate deal, 60-90 days to close.
Do you work with startups?
Yes. We work with startups and banks are interested in loaning to startups too. But we have to present credible business plan projections, show that you can repay the debt and that you are a strong enough guarantor. It is also necessary to have experience in the industry and to know the demographics.
How are you compensated for your services?
Compensation is determined based on the project size and amount.
I'm interested in working with you, what are the next steps?
We would need to have a discussion about the project to make sure that it’s something we can perform on. Please contact us here.
About The Capital Masters
The Capital Masters was founded to help entrepreneurs secure the growth capital they need to realize their full potential. Featuring an expert team of financing, marketing, organizational and analytical specialists, we provide a full range of services to support business owners throughout the financing process, from basic pre-loan assessments to complete, white-glove application packages.