2-3 weeks to gather all documents and determine if you have a bankable loan. If you do, once we’ve filled out the bank’s application form and given them everything they need, federal regulation B dictates they have 30 days to decide on it. Generally, expect 10-21 days to be in underwriting. Once it comes out of underwriting, if you get an approval, then it’s going to be another week to go over the documents with your attorney, your CPA or your advisors. If that’s good, then for a non real estate deal 30-45 days to close, for a real estate deal, 60-90 days to close.We do commercial lending, which may include commercial mortgage products, but nothing to do with residential for example.